The health care system in The Bahamas needs to become more Morden, affordable and accessible. NHI Bahamas aims to do just that.

The new government programme ensures that all legal Bahamian residents – no matter your income, age, island of residence or current health status – can receive health care at no cost at point of service. Cost for heath care is paid for in full of in part, by the government.

The National Health Insurance Authority (NHIA) has been established to oversee the implementation of NHI Bahamas. The Insurance Commission of The Bahamas (ICB) is involved with licensing and regulating insurance companies in coordination with NHIA.

Health System Strengthening

In the first phase of coverage (Primary Care), legal Bahamian residents receive a number of health services at no out of pocket cost at point of care. The full list of benefits can be viewed here.

So what can you do? For access to Primary Care coverage, you need an NIB Smart Card. For details on registration call (242) 255-5642 or visit www.NIB-Bahamas.com. Get your card to access your care.

If you have your Smart Card, you can enrol in the programme and select your primary care provider by filling out the online enrolment form here.

The Need

The Bahamas needs National Health Insurance to improve access and affordability of quality health care for our people. Currently, approximately 70% of Bahamians do not have health insurance, meaning they may have to pay for health services out of their own pockets. With the average Bahamian household paying approximately $2,300 per year out of pocket for health care, this is something many people simply cannot afford.

Not being able to afford health care can result in illness and even death, and severe illness can be prevented often with a simple visit to the doctor. We must improve access and affordability of quality health care for our people to ensure health care for all.

Modernizing our current health care system is essential to improving the health of our population.

The Value

NHI Bahamas launched in 2017 and follows a phased approach to rollout. This approach ensures the government’s ability to pay for it sustainably.

The Roadmap

NHI Bahamas is rooted in the principle of shared responsibility.